Advice consolidating credit card debt

If you prefer to deal with it yourself, it would be wise to call a nonprofit credit counseling agency and get free advice from them.Bill “No Pay” Fay has lived a meager financial existence his entire life.

If you are having financial difficulties, ask your commanding officer for help or request assistance from the financial aid counselor at your base.

Things like enough planning, hard work and persistence, consumers can find their way back to solid financial ground.

Here some advice on how to take control of your finances.

It’s also worth looking at the interest you’re paying on your credit cards, store cards and loans – this could be a considerable amount on top of how much you’ll have to pay back.

When you pay some of your credit card debt off, your limit is restored again and this could cause you to start spending again, as you know you have that safety net back.